Both Mortgage Workbooks: Qualification + Shopping & Closing
Check your file before a lender does, then compare offers and close without missing a deadline: the two workbooks together for $19, against $26 bought separately.
$19
Buy both, $1920 chapters in all. Instant online access to both, printable to PDF. One payment, no subscription.
What you get
The Conventional Loan Qualification Workbook (2026) ($14 alone)
Check your file against the Fannie Mae rules before a lender does: loan limit, income, debts, cash to close, seller credit and PMI, as fill-in worksheets.
- The 2026 conventional loan screen in one page
- Worksheet: your qualifying income
- Worksheet: self-employed income, the cash-flow method
- Worksheet: your debt-to-income ratio
- Worksheet: cash to close, reserves and the source of every dollar
- Seller concessions: the maximum credit you can ask for
- Mortgage insurance: price it, then plan its exit
- Letters for the underwriter: gift letter and explanations
- Credit preparation in 60 days
- If the answer is no: adverse action notices and your next move
The Mortgage Shopping & Closing Workbook (2026) ($12 alone)
Every deadline, document, lender question and closing check from application to keys, as fill-in worksheets you can print.
- Your TRID calendar: the deadlines that protect you
- Before you apply: the document folder
- Shopping lenders: the interview script and licence check
- Comparing Loan Estimates line by line
- The rate lock tracker
- Underwriting: the conditions log and letters of explanation
- Appraisal, title and insurance: what to check and what to ask
- The Closing Disclosure check: tolerances, cash to close, errors
- Closing week: wire-fraud protection and the signing checklist
- After closing: the file to keep and the first-year calendar
In what order to use them
Start with the qualification workbook before you talk to lenders: it gives you your loan limit, qualifying income, debt-to-income ratio and cash to close. Open the shopping and closing workbook the day you give a lender your first application: its calendar starts that day.
Frequently asked questions
How do I receive the workbook?
Right after payment you are taken to your workbook page. Bookmark it: the link stays valid and always shows the latest version. To keep a copy, print it or save it as a PDF from your browser (Ctrl+P or Cmd+P, then “Save as PDF”). Stripe emails you the receipt.
What is the difference with the free state guide?
The free PDF guide explains the rules and programs in your state. The workbook is the working copy: worksheets, checklists, templates and comparison tables you fill in for your own loan. You can have both; the free guide stays free.
Is this financial or legal advice? Is Claude Loan a lender?
No. Claude Loan is an information publisher: not a lender, broker, law firm or advisor, with no NMLS license. The workbook quotes the official rules with their section numbers so you can check them; your lender and, if needed, a HUD-approved housing counselor or an attorney give the answers that apply to you.
What if something is wrong or it does not work?
Write to us: if the workbook does not open, does not match its description or contains an error, we fix it, and if we cannot, we refund you. A duplicate payment is always refunded. See the refund policy in the terms of sale.
$19 is the total you pay: no tax or fee is added at checkout. Payment by Stripe (card, Apple Pay, Google Pay); your statement shows “OG* CLAUDE LOAN”. Sold by LACANGEL GROUP under the terms of sale, which include our refund policy. By buying you ask for immediate access to digital content. Claude Loan is an information publisher, not a lender or advisor; the workbook is not legal or financial advice.